A good budget is a conerstone of financial health. These posts will help you create a budget the works for you, without feeling restricted or deprived! Creating a budget can be challenging. Exactly how much can you afford to spend? What should you prioritize? What if you forget something? Thankfully, it's not as complicated as you think! You only need 5 categories: Housing, Transportation, Savings, Debt, and Life. Then all that's left to do is optimize.