Car Loan

Because cars are typically expensive purchases, most people finance their vehicles with a car loan. However, it's easy to get trapped in a cycle of debt by borrowing too much or choosing too long of a term. Many people don't even count their car loan as debt! Instead, they see the monthly payment as simply an acceptable cost of transportation. You should treat your car loan like any other debt and try to pay it off as soon as possible. This will reduce the amount of interest you pay over the lifetime of your car loan, as well shorten the amount of time you have a car payment. Once you have a wholly paid off car, your vehicle becomes an asset instead of a liability!

should you lease or finance a car

Should You Lease or Finance a Car?

Should you buy or lease a car? If you have to ask, you should probably buy. Leasing can make sense in some circumstances for some people, but for most, actually…

I am paid $26/hr to take the bus

This isn’t a joke, I make roughly $26/hr taking public transit. I’m not paid by the city or ETS or any green organization — I’m paid by myself, with the…